Refinancing Archives - Pearl Financial

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Why Refinance
Oct 07

Why Refinance

By Shane | Refinancing

There’s a little thing that I call ‘complacency tax‘ – it’s where you are paying more than you should be, purely because you have stuck with the status quo. It can be applied across all areas of personal finance – bank accounts, superannuation, personal insurances, car/home/contents insurance etc – but the biggest area I see it having a negative impact on peoples budgets is their home loan. Avoiding ‘complacency tax’ is one reason for considering refinancing, but let’s take a closer look at other reasons why refinancing your home loan is something you may consider. Continue reading

Jun 26

The Step-By-Step Guide To Refinancing

By Shane | Refinancing

Refinancing refers to the process of paying out your current home loan, either with your existing lender or through a different lender. You can get a lower interest rate and reduce your monthly repayments or you could fix your rate for certain period and have the security of fixed monthly repayments. If you would like to refinance your loan, below is a step-by-step guide.Continue reading

Apr 24

The Do’s & Don’ts Of Refinancing Your Home Loan

By Shane | Refinancing

In order to save money, mortgage holders are looking to refinance. But most of them don’t take the time to do their homework and therefore, resulting in not being able to save as much as they could have.

Before deciding on a loan, take a look at the do’s and don’ts first if you think you can find a better home loan and if you are considering refinancing.Continue reading

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