refinance home loan Archives - Pearl Financial

Tag Archives for " refinance home loan "

May 11

How Do You Refinance Your Home Loan

By Shane | Refinancing

Refinancing your home loan can help you achieve important goals. It can be a great way to access home equity to invest in other areas such as investment property, shares, or managed funds. Refinancing can offer you the chance to take advantage of more flexible features if your circumstances have changed, or if you’ve had your home loan for a few years.Continue reading

Apr 26

Is It Time To Refinance?

By Shane | Refinancing

You’re probably wondering if now is a good time to refinance your mortgage. So, how do you really know when it’s time to refinance? According to most experts, it is recommended that you conduct a financial health check at least every three years and that you also review your home loan at least once a year.

But then again, how do you know if it’s time to refinance? Should it be as soon as you’ve sourced a better rate or should it be when your existing mortgage no longer matches your needs? It can really be a difficult question to answer yourself. To help you with that, this article will cover some points for you to think about before deciding on whether it’s time to refinance your mortgage or not.Continue reading

Feb 24

Home Loan Refinancing Mistakes You Should Avoid

By Shane | Refinancing

Refinancing your mortgage is not as scary as you imagine. So, how do you get on board and save more on your home loan?  According to a new research, the number of mortgage holders considering refinancing continues to grow over the past year. The latest housing finance data from the Australian Bureau of Statistics (ABS) shows that the number of home loans being refinanced increased by 20% in the past twelve months.Continue reading

Feb 21

Should You Refinance Your Mortgage?

By Shane | Refinancing

So you’re wondering if refinancing your home loan is right for you? Well, the principles behind refinancing are simple. The usual motivation is to get the best deal possible in terms of interest rate and fees. You’re probably looking for more affordable repayments or to pay your loan off sooner. But whatever the reason, if you’re considering moving your loan from one lender to another, you need to make sure that your next home loan ticks all of them.Continue reading

Feb 16

How Kevin from Villawood, NSW saved $425 per month on his home loan

By Shane | Refinancing

Finalising your home loan and buying your first property is a huge relief. It’s all over… no more providing documents to the bank, no more forms to sign, no more solicitors to deal with… the hard work is done. However, that doesn’t mean that you shouldn’t keep an eye on home loan. Kevin met with Pearl Financial for a routine ‘Home Loan Health Check’ and, to his surprise, discovered that he could save $425 on his monthly home loan repayments.

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Jan 22

Thinking About Refinancing? Here’s What You Need To Know…

By Shane | Fundamentals , Refinancing

Thinking about refinancing? For some, it can be a difficult choice. When you see a better rate available, that doesn’t necessarily mean you’ll end up saving money by switching.  However, you can end up saving thousands, if not tens of thousands of dollars, if you refinance for the right reasons and at the right time. If you’re unsatisfied with your rates or looking for a better customer service, you’re definitely not alone for there are always plenty of borrowers looking for a better deal.Continue reading

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