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build home equity
Oct 01

How To Build Home Equity

By Shane | Uncategorized

Building equity is beneficial for every homeowner. Your home is a big asset, and it represents a large portion of your financial future – it can be used to finance a child’s university fees or to supplement retirement savings. In this blog, we will take a look at how to build home equity. Continue reading

Aug 23

Investment Property Loans Without Equity: Considerations For Rentvestors

By Shane | Investing

Standard advice about buying your first investment property suggests that you should use the equity in your home to help secure a loan. If you’re one of the many Australians who would like to begin your investment property portfolio while still enjoying the freedom and flexibility of renting, this can be discouraging, but it’s perfectly possible to get an investment property loan as a “rentvestor” if you take the time to understand the implications of your position.Continue reading

Jun 23

How to calculate Loan-to-Value Ratio (LVR)

By Shane | Fundamentals

If you’re in the market to buy a new property or refinance an existing one, then the concept of Loan-To-Value ration (LVR) is an essential concept to understand. It is particularly important for property investors as it allows the astute investor to understand their equity position and whether they are able to start planning their next property acquisition.

In this article, we will cover off on what loan-to-value ratio is, why LVR is important, and how to calculate LVR.

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Jun 20

Buying an Investment Property With Home Equity

By Shane | Investing

If you’ve owned your property for a few years, and you have been diligently paying down your home loan, then there is a chance that you’ve built up some equity. Equity is the difference between the value of your property and the total amount of loans secured against your property. A popular wealth-building strategy is to use available home equity to purchase an investment property.

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