How a Five-Minute Phone Call Could Save You Thousands…
By Shane | Uncategorized
For years now, I have used a five-minute phone call that has saved me thousands of dollars. In this post, I want to share with you how you could do the same…
By Shane | Uncategorized
For years now, I have used a five-minute phone call that has saved me thousands of dollars. In this post, I want to share with you how you could do the same…
Whether you’re a seasoned property investor, or you’re just getting started on the property investment journey, then you’ve probably heard the term ‘rental yield’. Read on to discover what rental yield is and how to calculate it.
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Standard advice about buying your first investment property suggests that you should use the equity in your home to help secure a loan. If you’re one of the many Australians who would like to begin your investment property portfolio while still enjoying the freedom and flexibility of renting, this can be discouraging, but it’s perfectly possible to get an investment property loan as a “rentvestor” if you take the time to understand the implications of your position.Continue reading
The equity in your existing home can be used to borrow money from a bank to purchase an investment property.
To understand how you can use your equity to purchase an investment property, you will need to know the difference between equity and useable equity.
Saving for a home is hard work, but don’t let it stand between you and your ability to break into the property market. The good news is that, if you meet the criteria, you can get a low or no deposit home loan. In this blog, we’ll talk you through everything you need to know about no deposit home loans.Continue reading
There are few options for those people who are looking to purchase an investment property with no deposit. This article is going to focus on one specific option: using the available equity in another property in place of a deposit. With some clever finance structuring, it’s possible to avoid the need for a cash deposit.
By Shane | Uncategorized
If you’re in the market to buy a new property or refinance an existing one, then the concept of Loan-To-Value ration (LVR) is an essential concept to understand. It is particularly important for property investors as it allows the astute investor to understand their equity position and whether they are able to start planning their next property acquisition.
In this article, we will cover off on what loan-to-value ratio is, why LVR is important, and how to calculate LVR.
If you’ve owned your property for a few years, and you have been diligently paying down your home loan, then there is a chance that you’ve built up some equity. Equity is the difference between the value of your property and the total amount of loans secured against your property. A popular wealth-building strategy is to use available home equity to purchase an investment property.
By Shane | Uncategorized
The First Home Owner Grant has changed numerous times over the past few years. In 2017, the NSW Government announced the First Home Buyers Assistance Scheme that offers stamp duty exemptions for first home buyers who buy a property worth less than a certain limit. Read this blog post to learn more. Also on offer is a grant for first home buyers who are looking to purchase a new home or build their home. Continue reading
By Shane | Uncategorized
In 2017, the NSW Government announced that they would be making changes to the assistance that was available to first home buyers in New South Wales. Previously, there was a grant available to those home buyers that purchased a new property. Now, there are concessions on stamp duty for eligible first home buyers. Read on to learn more. Continue reading