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Mar 13

Here’s What You Need To Know About The Changes To NSW Strata Laws

By Shane | News

There are more than 90 changes to the strata laws that came into force in NSW on November 30 2016. Forced sales is the big ticket item in the strata law changes. Below are some key changes that will affect you in ways you might actually notice.

The government prefers to call it- collective sales. But it basically means that 75% of owners can compel the other 25 to do something radical with a building that may or may not be well past its use-by date.Continue reading

Mar 12

The First Home Owner’s Grant Guide: Tasmania

By Shane | First Home Buyer

The First Home Owner Grant is a state government initiative that helps first home buyers to get into their first home sooner. The state government pays an amount of money to eligible first homeowners. The First Home Owner Grant in Tasmania is currently $10,000 for eligible first home buyers purchasing their new home.

An additional $10,000 to those who meet some stricter criteria between January 1, 2016 and June 30, 2017, which is a total of $20,000 Tasmania First Home Owner Grant payment. As an important tip, grants and concessions have a tendency to change at a short notice. Therefore, please make sure that you double check with your state government of what is available in your area before purchasing your first home.Continue reading

Mar 10

What You Need To Know About The Bankwest & CBA Investment Lending Changes

By Shane | News

Commonwealth Bank of Australia, along with it’s subsidiary Bankwest, has slammed the brakes on property investment lending for new customers. With the increasing charges by up to 60 basis points and constricting terms and conditions for expatriate and overseas’ customers, it has become tougher for existing customers with investment loans.

The changes in the terms and conditions has failed to wholly explain to its customers or mortgage brokers, that act as intermediaries between the bank and clients, the reason for the move. But it is suspected the bank has exceeded or is close to the Australian Prudential Regulation Authority 10% lending speed limit, which is calculated on a monthly rolling basis.Continue reading

Mar 09

The First Home Owner Grant Guide: Northern Territory

By Shane | First Home Buyer

The Northern State Government initiated to help first home owners get into their first new home sooner through the Northern Territory First Home Owner Grant. It’s a grant paid by the Northern Government to eligible first home owners.

The First Home Owner Grant NT provides assistance of $26,000 to eligible first home buyers. It’s only available to first home buyers who enter into a contract to build or buy a new home. You may also double check with your state government the available grants and concessions in your area before buying your first home, as they tend to change at short notice.Continue reading

Mar 07

The Hidden Costs Of Home Ownership: Legal Fees

By Shane | Legal

Buying a new home can be even more costly than you expect. There are lots of things you need to watch out and budget for.

Paying for your new home is the overwhelming cost, but there are many other areas of concern that you will need to budget for, including legal fees. You have to prepare for it, so that you can avoid experiencing difficulties in the first few years of owning your home.Continue reading

Mar 03

The First Home Owner’s Grant Guide: Western Australia

By Shane | First Home Buyer

If you’re buying or building your first home, you may be eligible for the First Home Owner Grant. The First Home Owner Grant scheme is completely funded by the Western Australian Government and managed by the Office of State Revenue.

First home owners purchasing or building a new home may be eligible to receive a grant up to $10,000. The First Home Owner Grant is not means tested. There is no income test. But if you or your partner have owned residential property before, you may not be eligible for the First Home Owner Grant.Continue reading

Mar 02

The Pros & Cons of Buying a Property in a SMSF

By Shane | SMSF

There’s an increasing number of Australian investors who have taken control of their super fund and are utilising them to purchase property investments. Self-Managed Super Funds (or SMSFs for short) have become the single biggest asset class in Australia. But before going in-depth with the advantages and disadvantages of borrowing with a SMSF, you should first understand SMSFs.Continue reading

Feb 28

The First Home Owner’s Grant Guide: South Australia

By Shane | First Home Buyer

Are you eligible for the First Home Owner Grant in South Australia? A once-off First Home Owner Grant of up to $15,000 is available to eligible first home buyers purchasing or building a brand new home. The grant is not just restricted to houses. It is also applicable to a new unit, townhouse or apartment. You may be eligible for the First Home Owner Grant if you’re building a brand new home or purchasing a brand new home which has not been previously occupied or sold as a place of residence, including a substantially renovated home.Continue reading

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