First Home Buyer Archives - Pearl Financial

Tag Archives for " First Home Buyer "

Apr 27

How To Make Sure That You Are Ready For Your First Home Loan

By Shane | First Home Buyer

It’s always important to get a good loan and it’s particularly a big deal for first time home buyers. First time home buyers are often just getting on their feet financially. So, how do you make sure that you’re ready for your first home loan?

There are five questions to help you find out. These are questions that will determine when you should venture into home ownership. If you can’t answer yes to each of these questions, you’re definitely not yet ready for your first home loan.Continue reading

Feb 06

First Time Home Buyer? Avoid These Critical Mistakes

By Shane | First Home Buyer

First time home buyers almost always make a few mistakes when buying their home. Perhaps, they pay too much, choose the wrong type of mortgage, or neglect to budget for needed home improvements. Working with a trustworthy mortgage broker can help prevent such mistakes but home buyers need to take responsibility for their budgets and choices. Before buying a home, home buyers need to develop a short-term and long-term perspective on their purchase. Here are the critical mistakes you should avoid not only to make your purchase easy but also to save thousands of dollars.Continue reading

How do guarantor loans work?
Jan 10

How Do Guarantor Loans Work?

By Shane | First Home Buyer , Guarantor

Over the past two years, average capital city house prices have risen by around sixteen percent (16%). That’s great if you’re an investor but for first time buyers trying to save for a deposit, it’s like chasing your own tail. Luckily, there are ways to get into the property market now without having to sell your own parents. In fact, you’ll need them.Continue reading

Sep 29

NSW FIRST HOMEOWNERS GRANT 2016: How exactly does it work and how much do you get?

By Shane | First Home Buyer

Thinking about buying your first house? Before you can venture the journey to home-ownership, you have to consider some important steps- from finding the ideal location to financing your purchase. If you’re a first-home buyer, you probably know that you’re eligible for government assistance, generally known as first homeowner grant (commonly referred to as FHOG). The process is similar across Australia, but there are differences for each jurisdiction.Continue reading

May 25

NSW First Home Buyers: Your essential guide to the First Home Owners Grants (2016)

By Shane | First Home Buyer

This information was current at the time of writing (May 2016). Check out these articles for the latest info:

NSW First Home Buyers Assistance Scheme

The NSW First Home Owner Grant (New Homes) Scheme

Purchasing your first property can be a daunting experience. Especially when it is likely to be the biggest purchase of your life so far. Understanding what assistance the government is willing to give you is essential to be prepared for your purchase. Be aware though, the rules are slightly different in each State and Territory so be sure to do your research before you dive in.Continue reading

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