Investing Archives - Page 2 of 3 - Pearl Financial

Category Archives for "Investing"

Jun 20

Buying an Investment Property With Home Equity

By Shane | Investing

If you’ve owned your property for a few years, and you have been diligently paying down your home loan, then there is a chance that you’ve built up some equity. Equity is the difference between the value of your property and the total amount of loans secured against your property. A popular wealth-building strategy is to use available home equity to purchase an investment property.

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Jun 19

How do you access equity

By Shane | Investing

The growth in property values in Sydney has been unprecedented over the past few years. This has resulted in many property owners sitting on large amounts of untapped home equity. When used properly, accessing equity can act as an ‘accelerant’ to wealth building. However, a common question I hear is, “how do I access equity?”

Let’s take a look at the 5 step process of accessing equity.

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May 22

How many Australians own an investment property?

By Shane | Investing

Property investment is a bit of an obsession here in Australia. The media loves reporting on it and every bloke at the BBQ or around the water cooler in the office has an opinion on the property market. If you’re anything like me, you’d swear that every man and his dog owned 23 investment properties.

So I decided to dive into data released by the Australian Taxation Office (ATO) to figure out once and for all how many Australians ACTUALLY owned an investment property.Continue reading

May 21

7 Tips When Buying Your First Investment Property

By Shane | Investing

7 tips when buying your first investment property

There is a difference between buying a home to live in and buying an investment property. It’s mostly an emotional decision when deciding which property you will call ‘home sweet home‘, where an investment decision should be made through a rational decision-making process… it should be all about the numbers.

Keen to learn more? Then strap yourself in and read on…Continue reading

May 08

What Is A Cash Flow Positive Property

By Shane | Investing

Have you heard the term “cash flow positive” and weren’t exactly sure what it means? In a nutshell, cash flow positive property is whereby the rental income exceeds the expenses of the property. Let’s say for example that you’re making a thousand dollars a month and your bills were roughly seven hundred dollars, then that means that you would be getting around about three hundred dollars’ cash flow positive from your property every month.  Continue reading

Apr 12

Why You Need A Depreciation Schedule For Your Investment Property

By Shane | Investing

For many property investors, reducing tax is a key part of their investment strategy. Yet surprisingly, many investors are missing out on a major tax deduction that could save them thousands. It’s called depreciation.

Depreciation or claiming the lowering in value of items within your property or the property itself can be an ample way to lessen your tax expenses and to get the most out of your return on investment. If you’re not maximising your depreciation on your investment property, you could be missing out too.Continue reading

Mar 18

Is 2017 The Year Of The Rentvestor?

By Shane | Investing

Many households have opted to rent over buying a property in the last two years and that is primarily due to affordability, investor demand, and new supply. Over the past twelve to eighteen months, housing affordability has deteriorated, making it far more expensive to buy right now. Thus, it makes renting much more attractive. Continue reading

Dec 29

10 Tips When Buying An Investment Property

By Shane | Investing

When you’re a beginner in the property space, it can be completely overwhelming. There are so many different strategies that you need to look at. So many different ways to invest. So many different areas that you can invest in and even researching an area and trying to work if it’s going to be a good investment. It’s just so difficult to know exactly where to get started and how to get down the road of property investing.Continue reading

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