Investing Archives - Pearl Financial

Category Archives for "Investing"

How to get an investment property loan
Nov 06

How To Get An Investment Property Loan

By Shane | Investing

In the past, it might have been easy to get a loan to buy an investment property or to fund a project. However, today banks hold onto their money much more tightly, leaving many a hopeful wondering how to get an investment property loan. It’s not quite as easy as filling in the relevant paperwork, but the process could be much smoother if you consider these steps before even picking up the phone to your potential lender:

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how many people own an investment property
Sep 23

How many taxpayers own an investment property?

By Shane | Investing

A few months ago, I wrote a blog called “how many Australians own an investment property?”. I took a look at how many Australians owned an investment property, according to data from the ATO, as a percentage of the total population of Australia. You can read the original blog here.

A very switched on reader (quick shout out to Darren Jones) pointed out that analysing the numbers in this fashion would include people who don’t submit a tax return (e.g. children). So, I decided to write another blog, this time using the total number of personal tax returns filed to derive the percentage of investment property ownership. Continue reading

Aug 23

Investment Property Loans Without Equity: Considerations For Rentvestors

By Shane | Investing

Standard advice about buying your first investment property suggests that you should use the equity in your home to help secure a loan. If you’re one of the many Australians who would like to begin your investment property portfolio while still enjoying the freedom and flexibility of renting, this can be discouraging, but it’s perfectly possible to get an investment property loan as a “rentvestor” if you take the time to understand the implications of your position.Continue reading

Jun 20

Buying an Investment Property With Home Equity

By Shane | Investing

If you’ve owned your property for a few years, and you have been diligently paying down your home loan, then there is a chance that you’ve built up some equity. Equity is the difference between the value of your property and the total amount of loans secured against your property. A popular wealth-building strategy is to use available home equity to purchase an investment property.

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Jun 19

How do you access equity

By Shane | Investing

The growth in property values in Sydney has been unprecedented over the past few years. This has resulted in many property owners sitting on large amounts of untapped home equity. When used properly, accessing equity can act as an ‘accelerant’ to wealth building. However, a common question I hear is, “how do I access equity?”

Let’s take a look at the 5 step process of accessing equity.

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