Investing Archives - Pearl Financial

Category Archives for "Investing"

Dec 17

Why You Should Care About Your Superannuation?

By Editorial Team | Investing

What Is Superannuation?

Superannuation as it is popularly known as “Super”, it is an amount of money that is set aside while you are working just in time when your retirement comes. Your money is being deposited as a fund, where it is invested in your name by a trustee, so as to help you earn returns and increase your savings.

There are some factors that would affect how much money you will be receiving when you will be retiring. It includes the amount of your contribution, how long have you been investing, on what type of investments that you have chosen, the amount of your money earned from the investment returns, and also the total amount of the fees that you have paid.

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Nov 20

The Concept Of Open Banking

By Editorial Team | Interest Rates , Investing

What Is Open Banking?

Open banking refers to large, traditional banks opening up the data they have on customers in order to allow new products and services to be created, supporting all of that up with strict technical standards.

In essence, it allows customers to share their financial transaction data with authorized third parties, and allow authorized third parties to accept payments from their bank accounts.

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How to get an investment property loan
Nov 06

How To Get An Investment Property Loan

By Shane | Investing

In the past, it might have been easy to get a loan to buy an investment property or to fund a project. However, today banks hold onto their money much more tightly, leaving many a hopeful wondering how to get an investment property loan. It’s not quite as easy as filling in the relevant paperwork, but the process could be much smoother if you consider these steps before even picking up the phone to your potential lender:

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how many people own an investment property
Sep 23

How many taxpayers own an investment property?

By Shane | Investing

A few months ago, I wrote a blog called “how many Australians own an investment property?”. I took a look at how many Australians owned an investment property, according to data from the ATO, as a percentage of the total population of Australia. You can read the original blog here.

A very switched on reader (quick shout out to Darren Jones) pointed out that analysing the numbers in this fashion would include people who don’t submit a tax return (e.g. children). So, I decided to write another blog, this time using the total number of personal tax returns filed to derive the percentage of investment property ownership. Continue reading

Aug 23

Investment Property Loans Without Equity: Considerations For Rentvestors

By Shane | Investing

Standard advice about buying your first investment property suggests that you should use the equity in your home to help secure a loan. If you’re one of the many Australians who would like to begin your investment property portfolio while still enjoying the freedom and flexibility of renting, this can be discouraging, but it’s perfectly possible to get an investment property loan as a “rentvestor” if you take the time to understand the implications of your position.Continue reading

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