Category Archives for "First Home Buyer"

Why A Property Inspection Is A Must When You Buy Your First Property

By Shane | First Home Buyer

Finding your dream home is an exciting time and buying a new home may be the largest financial commitment of your life. Therefore, it is important to ensure that you are purchasing a quality property with no hidden surprises. Many homes sold in Australia have significant hidden faults leading to unplanned repair costs for unwary buyers. Buying a property with serious faults can costs you thousands of dollars to repair the damages, plus the added time and stress involved in organising repairs.Continue reading

How To Save For The Deposit For Your First Home

By Shane | First Home Buyer

The first step in buying your first home is saving for your deposit. Saving for the deposit of your first home is probably one of the most rewarding, fulfilling, and uplifting financial goals that you’ll ever work on. With the cost of property these days, most people take a long time to save that initial deposit. It also requires a lot of motivation and a lot of focus to actually get there. Hopefully you have the motivation, focus, and determination that will help you get you where you want to be as quickly as possible.Continue reading

7 Things First Home Buyers NEED To Know

By Shane | First Home Buyer

Buying your first home is one of the most significant, exciting, (…and a little bit stressful) decisions you will make. Since it’s your first home, probabilities are you know very little about what needs to be done. Being unprepared in buying your first home can lead to unexpected costs and actually have you struggling to piece things together at the last minute. To help you take some of the stress out, here are seven things first home buyers need to know.Continue reading

How Nina from Prestons NSW purchased her first property with ALMOST zero deposit

By Shane | First Home Buyer

Buying your first property can be daunting. Especially if you live in Sydney and are witnessing property prices continue to rocket skywards. On the surface, saving a deposit for your first home can seem an impossible task, so how is it that Nina could buy her first property with ALMOST zero deposit?

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How Do Guarantor Loans Work?

By Shane | First Home Buyer , Guarantor

Over the past two years, average capital city house prices have risen by around sixteen percent (16%). That’s great if you’re an investor but for first time buyers trying to save for a deposit, it’s like chasing your own tail. Luckily, there are ways to get into the property market now without having to sell your own parents. In fact, you’ll need them.Continue reading

How To Negotiate When Purchasing Your First Property

By Shane | First Home Buyer

When you buy your home, you’re certainly hoping to get the best price and terms. To do that, you need to know the basics in negotiating and that also includes familiarity with the market, down to the community and maybe even the street.Continue reading

Buying Off The Plan? Consider These Often Forgotten Factors…

By Shane | Building , First Home Buyer

When purchasing property, one of the things you’ll probably ask yourself at some point is should you buy an existing property or should you purchase a property off the plan. It’s a question that a lot of people struggle with. The fact is, there are a lot of things you need to consider and think about. So if you’re looking to learn more about buying off the plan, keep reading.Continue reading

Home Loan Pre-Approval 101

By Shane | First Home Buyer , Fundamentals

Are you looking to buy a home or investment property soon? You need a loan but you don’t know how much a lender can give you? There are so many banks but you don’t know how much each will give you and which is the right one? Imagine knowing exactly how much you can borrow before finding your dream property. Basically, the process is pretty straightforward. Most people think that it’s going to take a long time so that’s a preconceived notion that isn’t true. It certainly doesn’t have to take as long as most people would think…Continue reading

The Essential Features To Consider When Choosing Your Home: Inside Your Home

By Shane | First Home Buyer

You may already have the ideal location for your home, but still find yourself with so many decisions to make including the essential features to consider when choosing the interior of your home. You find it exciting and challenging at the same time, and you may already have some ideas of how it will look inside. Your home should reflect who you are. If someone were to walk into your home, they should recognise that it’s yours.Continue reading

Things To Consider When Choosing Your First Home Loan

By Shane | First Home Buyer

Buying a house is exciting, but your bank account might not be as eager as you are. Considering that financial situation, a home loan would probably be the biggest financial commitment you’ll ever make. Know the things to consider when choosing your first home loan and how much of your savings you are willing to spend. Begin by preparing yourself in reality and determining the true costs.Continue reading