First Home Buyer Archives - Page 2 of 4 - Pearl Financial

Category Archives for "First Home Buyer"

Mar 12

The First Home Owner’s Grant Guide: Tasmania

By Shane | First Home Buyer

The First Home Owner Grant is a state government initiative that helps first home buyers to get into their first home sooner. The state government pays an amount of money to eligible first homeowners. The First Home Owner Grant in Tasmania is currently $10,000 for eligible first home buyers purchasing their new home.

An additional $10,000 to those who meet some stricter criteria between January 1, 2016 and June 30, 2017, which is a total of $20,000 Tasmania First Home Owner Grant payment. As an important tip, grants and concessions have a tendency to change at a short notice. Therefore, please make sure that you double check with your state government of what is available in your area before purchasing your first home.Continue reading

Mar 09

The First Home Owner Grant Guide: Northern Territory

By Shane | First Home Buyer

The Northern State Government initiated to help first home owners get into their first new home sooner through the Northern Territory First Home Owner Grant. It’s a grant paid by the Northern Government to eligible first home owners.

The First Home Owner Grant NT provides assistance of $26,000 to eligible first home buyers. It’s only available to first home buyers who enter into a contract to build or buy a new home. You may also double check with your state government the available grants and concessions in your area before buying your first home, as they tend to change at short notice.Continue reading

Mar 03

The First Home Owner’s Grant Guide: Western Australia

By Shane | First Home Buyer

If you’re buying or building your first home, you may be eligible for the First Home Owner Grant. The First Home Owner Grant scheme is completely funded by the Western Australian Government and managed by the Office of State Revenue.

First home owners purchasing or building a new home may be eligible to receive a grant up to $10,000. The First Home Owner Grant is not means tested. There is no income test. But if you or your partner have owned residential property before, you may not be eligible for the First Home Owner Grant.Continue reading

Feb 28

The First Home Owner’s Grant Guide: South Australia

By Shane | First Home Buyer

Are you eligible for the First Home Owner Grant in South Australia? A once-off First Home Owner Grant of up to $15,000 is available to eligible first home buyers purchasing or building a brand new home. The grant is not just restricted to houses. It is also applicable to a new unit, townhouse or apartment. You may be eligible for the First Home Owner Grant if you’re building a brand new home or purchasing a brand new home which has not been previously occupied or sold as a place of residence, including a substantially renovated home.Continue reading

Feb 27

The Pros & Cons Of Family Guarantee Loans

By Shane | First Home Buyer , Guarantor

Home ownership may be more difficult to attain as compared to previous generations. Many Australians are putting off buying their first home until later in life. With the overall homeownership rates across the nation have been dropping since the mid 90’s, it seems like an uninviting scenario. But still, don’t get discouraged for there are still solutions available and it isn’t just a matter of saving more or for longer to have a larger home deposit.Continue reading

Feb 23

The First Home Owner’s Grant Guide 2017: Victoria

By Shane | First Home Buyer

Searching for and buying your perfect first home is an exciting time. Congratulations for taking the first steps towards it! You may have heard about the First Home Owner Grant, especially now that you’re in the market for your first home. There are also duty concessions available from the Victorian Government to help you on your way with this important step in your life.Continue reading

Feb 20

The First Home Owner’s Grant Guide 2017: Queensland

By Shane | First Home Buyer

Are you looking to buy a new home, a townhouse or an apartment and live in Queensland? You can qualify for the First Home Owner Grant which is quite substantial. Introduced by the Australian government on July 1, 2000, the First Home Owner Grant scheme is a great opportunity for first time home ownership. It also makes it easier for young Australians to get into the property market sooner.Continue reading

Feb 09

New Year, New Home? What To Do In 2017 To Get Into Your First Property

By Shane | First Home Buyer

A new year is a time when a lot of people choose to reflect on their previous year and think about what they want to accomplish in the coming year. It brings so much excitement and promise. For many younger generations, getting into their first property is the most common goal. Whether your goal is to learn about the property market, save your first deposit, or buy your first home, Pearl Financial aims to help 100 Australian first home buyers, like you, to step into the property market within the next two years.Continue reading

Feb 06

First Time Home Buyer? Avoid These Critical Mistakes

By Shane | First Home Buyer

First time home buyers almost always make a few mistakes when buying their home. Perhaps, they pay too much, choose the wrong type of mortgage, or neglect to budget for needed home improvements. Working with a trustworthy mortgage broker can help prevent such mistakes but home buyers need to take responsibility for their budgets and choices. Before buying a home, home buyers need to develop a short-term and long-term perspective on their purchase. Here are the critical mistakes you should avoid not only to make your purchase easy but also to save thousands of dollars.Continue reading

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