Shane, Author at Pearl Financial - Page 9 of 12

All Posts by Shane

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About the Author

Shane specialises in helping Gen Y professionals and business owners make an impact by accumulating more assets, generating more income, and having more time to enjoy life. He has a Master of Applied Finance, an MBA, and a Master of Financial Planning. He is also a terrible golfer.

Feb 16

How Kevin from Villawood, NSW saved $425 per month on his home loan

By Shane | Refinancing

Finalising your home loan and buying your first property is a huge relief. It’s all over… no more providing documents to the bank, no more forms to sign, no more solicitors to deal with… the hard work is done. However, that doesn’t mean that you shouldn’t keep an eye on home loan. Kevin met with Pearl Financial for a routine ‘Home Loan Health Check’ and, to his surprise, discovered that he could save $425 on his monthly home loan repayments.

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Feb 10

What If Something Bad Happens? 5 Tips To Protecting Your Family

By Shane | Insurance

Nobody wants to talk or think about anything bad happening. The reality is that you’ve got busy lives, focusing on the here and now. Have you ever thought about what would happen to your family if something happened to you? The fact is, by not thinking or talking about it should be the real worry for everyone. But concern for protecting your family doesn’t have to turn to worry if you follow these tips.Continue reading

Feb 09

New Year, New Home? What To Do In 2017 To Get Into Your First Property

By Shane | First Home Buyer

A new year is a time when a lot of people choose to reflect on their previous year and think about what they want to accomplish in the coming year. It brings so much excitement and promise. For many younger generations, getting into their first property is the most common goal. Whether your goal is to learn about the property market, save your first deposit, or buy your first home, Pearl Financial aims to help 100 Australian first home buyers, like you, to step into the property market within the next two years.Continue reading

Feb 08

Loan Protection Insurance: What Is It And When Might You Need It?

By Shane | Insurance

Loan protection insurance is intended to help policyholders by providing financial support in time of need. It’s an insurance that can help protect your monthly loan payments and protect the you from default, whether your need is due to disability or unemployment. Do you know how you or your family would meet the mortgage repayments if you lose your job, suffered a serious injury or illness, or even died?Continue reading

Feb 06

First Time Home Buyer? Avoid These Critical Mistakes

By Shane | First Home Buyer

First time home buyers almost always make a few mistakes when buying their home. Perhaps, they pay too much, choose the wrong type of mortgage, or neglect to budget for needed home improvements. Working with a trustworthy mortgage broker can help prevent such mistakes but home buyers need to take responsibility for their budgets and choices. Before buying a home, home buyers need to develop a short-term and long-term perspective on their purchase. Here are the critical mistakes you should avoid not only to make your purchase easy but also to save thousands of dollars.Continue reading

Feb 03

Why A Property Inspection Is A Must When You Buy Your First Property

By Shane | First Home Buyer

Finding your dream home is an exciting time and buying a new home may be the largest financial commitment of your life. Therefore, it is important to ensure that you are purchasing a quality property with no hidden surprises. Many homes sold in Australia have significant hidden faults leading to unplanned repair costs for unwary buyers. Buying a property with serious faults can costs you thousands of dollars to repair the damages, plus the added time and stress involved in organising repairs.Continue reading

Feb 01

How To Save For The Deposit For Your First Home

By Shane | First Home Buyer

The first step in buying your first home is saving for your deposit. Saving for the deposit of your first home is probably one of the most rewarding, fulfilling, and uplifting financial goals that you’ll ever work on. With the cost of property these days, most people take a long time to save that initial deposit. It also requires a lot of motivation and a lot of focus to actually get there. Hopefully you have the motivation, focus, and determination that will help you get you where you want to be as quickly as possible.Continue reading

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