Shane, Author at Pearl Financial - Page 12 of 12

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About the Author

Shane specialises in helping Gen Y professionals and business owners make an impact by accumulating more assets, generating more income, and having more time to enjoy life. He has a Master of Applied Finance, an MBA, and a Master of Financial Planning. He is also a terrible golfer.

Oct 18

Things To Consider When Choosing Your First Home Loan

By Shane | First Home Buyer

Buying a house is exciting, but your bank account might not be as eager as you are. Considering that financial situation, a home loan would probably be the biggest financial commitment you’ll ever make. Know the things to consider when choosing your first home loan and how much of your savings you are willing to spend. Begin by preparing yourself in reality and determining the true costs.Continue reading

Sep 29

NSW FIRST HOMEOWNERS GRANT 2016: How exactly does it work and how much do you get?

By Shane | First Home Buyer

Thinking about buying your first house? Before you can venture the journey to home-ownership, you have to consider some important steps- from finding the ideal location to financing your purchase. If you’re a first-home buyer, you probably know that you’re eligible for government assistance, generally known as first homeowner grant (commonly referred to as FHOG). The process is similar across Australia, but there are differences for each jurisdiction.Continue reading

Sep 11

How a pre-approval can help you move on your first home fast

By Shane | First Home Buyer

The idea of being a homeowner generates so much emotion, not to mention hopes and dreams. However, a rapidly rising property market and changing expectations may be making it harder to get you into your first home. It is crucial that first homebuyers look at their first purchase as a way to get into the market, which they can leverage off to make a second purchase.

A crucial step in the process of purchasing your first home is arranging a pre-approval. Continue reading

May 25

NSW First Home Buyers: Your essential guide to the First Home Owners Grants (2016)

By Shane | First Home Buyer

This information was current at the time of writing (May 2016). Check out these articles for the latest info:

NSW First Home Buyers Assistance Scheme

The NSW First Home Owner Grant (New Homes) Scheme

Purchasing your first property can be a daunting experience. Especially when it is likely to be the biggest purchase of your life so far. Understanding what assistance the government is willing to give you is essential to be prepared for your purchase. Be aware though, the rules are slightly different in each State and Territory so be sure to do your research before you dive in.Continue reading

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