Shane, Author at Pearl Financial - Page 10 of 12

All Posts by Shane

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About the Author

Shane specialises in helping Gen Y professionals and business owners make an impact by accumulating more assets, generating more income, and having more time to enjoy life. He has a Master of Applied Finance, an MBA, and a Master of Financial Planning. He is also a terrible golfer.

Jan 31

How To Finance Your Renovation

By Shane | Building

Many things about home renovation are flexible. You can always change your paint colours or expand your bedroom to give space for your shelves and couches, and one thing is certain- you’re going to need money. All of your renovation ideas will not be possible without cold hard cash….Continue reading

Jan 30

7 Things First Home Buyers NEED To Know

By Shane | First Home Buyer

Buying your first home is one of the most significant, exciting, (…and a little bit stressful) decisions you will make. Since it’s your first home, probabilities are you know very little about what needs to be done. Being unprepared in buying your first home can lead to unexpected costs and actually have you struggling to piece things together at the last minute. To help you take some of the stress out, here are seven things first home buyers need to know.Continue reading

Jan 22

Thinking About Refinancing? Here’s What You Need To Know…

By Shane | Fundamentals , Refinancing

Thinking about refinancing? For some, it can be a difficult choice. When you see a better rate available, that doesn’t necessarily mean you’ll end up saving money by switching.  However, you can end up saving thousands, if not tens of thousands of dollars, if you refinance for the right reasons and at the right time. If you’re unsatisfied with your rates or looking for a better customer service, you’re definitely not alone for there are always plenty of borrowers looking for a better deal.Continue reading

How do guarantor loans work?
Jan 10

How Do Guarantor Loans Work?

By Shane | First Home Buyer , Guarantor

Over the past two years, average capital city house prices have risen by around sixteen percent (16%). That’s great if you’re an investor but for first time buyers trying to save for a deposit, it’s like chasing your own tail. Luckily, there are ways to get into the property market now without having to sell your own parents. In fact, you’ll need them.Continue reading

Dec 31

Buying Off The Plan? Consider These Often Forgotten Factors…

By Shane | Building , First Home Buyer

When purchasing property, one of the things you’ll probably ask yourself at some point is should you buy an existing property or should you purchase a property off the plan. It’s a question that a lot of people struggle with. The fact is, there are a lot of things you need to consider and think about. So if you’re looking to learn more about buying off the plan, keep reading.Continue reading

Dec 30

5 Things You Should Know About Lenders Mortgage Insurance

By Shane | Uncategorized

So, lets’ say you want to buy a property but you don’t have the minimum 20% deposit required. You’re likely going to pay lenders mortgage insurance, but what exactly is lenders mortgage insurance and is it worth the cost?

A lot of people want to know more about lenders mortgage insurance because often, banks, lenders and sometimes mortgage brokers don’t really explain what lenders mortgage insurance is or they don’t take enough time to explain it. In this article, you’ll be able to get a further understanding of lenders mortgage insurance to fully understand what it is, why it could benefit you, whether or not it’s worth paying for, what exactly does it cover and why you would want to get it. Continue reading

Dec 29

10 Tips When Buying An Investment Property

By Shane | Investing

When you’re a beginner in the property space, it can be completely overwhelming. There are so many different strategies that you need to look at. So many different ways to invest. So many different areas that you can invest in and even researching an area and trying to work if it’s going to be a good investment. It’s just so difficult to know exactly where to get started and how to get down the road of property investing.Continue reading

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