About Pearl - Pearl Financial

About Pearl

Our Mission:

Founded in 2016, we set out with a simple mission…

To help 100 first home buyers to enter the property market within the next two years. 

Whilst we love to help first home buyers, we can also help existing property owners to:

  • Buy your next property (whether for investment or to live in);
  • Refinance to make sure you’re loan is the most appropriate for you; and
  • Tap into your equity.

Our Principles:

To do this we believe we need to offer three core principles:

Certainty: When it comes to big decisions, there is nothing worse than unexpected surprises. To avoid this you need certainty about:

  • Getting the loan you need for the home you want;
  • How much you need to save for a deposit;
  • How much you need to pay to get your new property;
  • How much you need to pay to keep your new property; and
  • Are you currently getting the best deal available to you right now.

Clarity: There is a lot of information about home-ownership in Australia. How do you know what is relevant and what is not? We aim to provide you the most up-to-date and relevant information that will cut through the fog and give you crystal clear clarity.

Choice: Not everyone’s personal circumstances are the same so naturally, a home loan can never be a ‘one size fits all’ proposition. To allow you maximum choice, we have access to over 35 lenders, each with their own strengths and weaknesses.

Our Approach

We offer a personal, yet professional approach. Whilst some brokers are disorganised, we have designed a process that makes the process as efficient as possible to get the result you need as soon as possible.

We promise to:

  • Provide personalised service, tailored to your needs;
  • Expert advice on your options and the actions you need to take to get you where you want to be; and
  • Only offer the solution that is best suited to your personal situation.