Pearl Financial - Homes Loans & Mortgage Broker Sydney

Finance that moves you ​towards freedom

Some people feel trapped by their home loan... The people we work with feel their home loan working towards making them financially free


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We partner with Gen Y ​home owners to build wealth



You've worked hard to achieve your dream of owning your own home... but now it's time to go to the next level. You want to be able to make an impact on not only your own, but also your family's financial future. You know that investing is the next logical step, it's just so hard to get started with all the information out there. We partner with you to identify a suitable strategy & lender that is going to allow you to achieve your investment objectives moving you closer to the life you deserve.

What W​e Do


Put Your Best Foot Forward

The road to a financially free future is a journey and the first step is often overlooked, or worse yet, taken blindly.

Setting out in the right direction with a clear strategy will help position you for future growth.


optimise flexibility & freedom

The wrong finance structure can be like a set of handcuffs... it will severely limit your options and may prevent you from seizing opportunities.

Identifying the ideal structure that will increase the likelihood of future flexibility and freedom is crucial for success.


you've earned them

The likelihood of achieving your desired results is drastically improved by having the right strategy and structure... but this isn't a 'set & forget' scenario.

Your journey needs to be regularly reviewed and adjustments made to your path to make sure you remain on track.

About us

Pearl Financial is part of the Pearl Finance Group, a financial services group built around the needs of Gen Y professionals and business owners. We practice what we preach and are "in the trenches" with you.

Thank you Shane and Hong! You made the whole process so easy from start to finish. An absolute pleasure to deal with, and would recommend highly to anyone that is looking to purchase a property.

Theo Chipping Norton, NSW

First home buying is one of the most stressful things my partner and I have ever experienced. For two people who had no knowledge on what to do or where to go apart from a bit of googling it was a daunting experience. But luckily Shane and Hong were there to help us through it all and made sure we were able to secure the best home loan package that suited us. They kept us informed every step of the way and made the financial process as stressless as it possibly could be. Thanks a lot guys I highly recommend and will be using your services again when the possibility of an investment property arises!

Brad & Jane Jewells, NSW

They helped us create the focus on our finances to achieve buying a farm. We will have Shane and Hong in our lives for years to come! Highly recommend

Carly & Steve Wattle Grove, NSW

Pearl Finance Group helped me refinance and find a lender that gave us 300,000 qantas points as well! The team is easy to work with and did all the heavy lifting. Highly recommended.

Michael Manly, NSW

Pearl Financial were so helpful, we had to provide them with our ID and bank accounts and they did everything else for us. Considering how stressful it is buying a house it was such a relief having them there to assist and answer our enquiries. Definitely recommend them.

Patrick & Lauren Lambton, NSW

I can't thank Pearl Financial enough. They made purchasing our first home almost too easy. They were always able to answer all our questions and kept us up to date throughout the whole process.

Daniel & Michaela Newcastle, NSW

Need To Organise Your Finances?

Our clients have access to our Wealth portal app that can be used to track EVERY aspect of your personal finances. Get access to a complimentary trial. Enter your email andwe'll give you access to the free trial version of the Wealth Portal.

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